4 September 2026

Debt Collection in Austria

Learn the key methods and formalities of debt collection in Austria and how our Austrian lawyers can help you recover the amounts you are owed.

Debt Collection in Austria

Do you need legal advice for debt collection in Austria? This article explains the key methods and formalities so that you can have a clear picture of the process. You can also access our online services and collaborate directly with our Austrian lawyers.

 Quick Facts 
 Who can collaborate with our debt collection lawyers in Austria?Individuals and business owners who want to recover debts 

 How is debt collection made in Austria?

 Through amicable procedure or in the court of law

 Legislation 

– Civil Law in Austria,

– Insolvency Law in Austria 

 The first step in debt recovery Sending a letter requesting payment. Our Austrian lawyers with experience in debt collection can manage the process. 
 Credit verification of the debtor’s company

 Recommended when starting the debt collection procedure

 Working with a debt collection lawyer or debt recovery agency in Austria

Both options are available for our customers. 

 We can prepare the case for legal actions (YES/NO) 

YES 

 Personal negotiations with the debtor in question

Handled by our attorneys in Austria 

 New payment schedule proposed

 Possible

 Specialists in international debt collections implying Austrian citizens We offer dedicated strategies to our customers. We know the legislation linked to foreign debt collection.
 How long does it take to recover money through the amicable procedure in Austria?

A few months or years, depending on the case and circumstances 

 Warning letter before initiating a civil court procedure to collect debts

 Not required

 Communication with our clients regarding the case

 Open and constant communication with our customers who will know each step of the debt recovery process.

 No win no fee services  

A specific fee is paid by clients once the money is recovered and the case is concluded. 

 Why work with our law firm in Austria?We provide in-depth legal advice and guidance in the debt recovery process. 

What are the debt collection methods available in Austria?

  • amicable procedure,
  • in the court of law.

NOTE: The amicable procedure is known as an extrajudicial method, and it is quite popular. As for the recovery of debts in the court of law, this applies for claims up to EUR 75,000 if the debt is undisputed.

What types of debts can be recovered in Austria?

  • unpaid invoices/bills,
  • lease payments,
  • unpaid loans,
  • business contracts,
  • credit lines, etc.

You can also discover this infographic with information on this topic:

How is the amicable procedure done in Austria?

  • it starts with a claim made with the help of our Austrian lawyers,
  • our specialists will send notification/demand letters to debtors, reminding them of the outstanding payments,
  • an installment plan can be proposed once the debtor responds to our notifications,
  • if both parties agree, new payment terms can be negotiated,
  • once the new plan is agreed, the debtor can proceed with the payments.

NOTE: If the debtor refuses to cooperate, declines the claim, or breaks the settled installment plan, the amicable procedure for recovering debts is closed. The case goes on in the court of law.

Please check this video presentation with details about the debt recovery process in Austria:

Video

How do I recover debts in the court of law in Austria?

  • our Austrian lawyers can make a claim on behalf of customers,
  • evidence is presented in front of a judge,
  • the court reviews the claim and formal requirements,
  • the judge issues a court order to the debtor, who has to make the payments within four weeks or file an objection.

NOTES:

  • if the claim exceeds EUR 75,000 or if the debtor opposes the judge’s order, a traditional lawsuit will be filed,
  • parties involved must be present in the court and submit evidence,
  • witness testimony might be required.

What is the time frame to recover debts in Austria?

  • about 25 days through the amicable procedure,
  • around 12 months through the court of law proceedings.

We recommend our legal services in other matters besides debt recovery in Austria. You can choose us if you want to immigrate to Austria. We can explain all the conditions for obtaining a residency in Austria. Moreover, you can apply for citizenship in Austria with the help of our immigration experts. Do not hesitate to contact our law firm in Austria and discover complete legal services at affordable prices.